People and companies around the globe benefit from the "network effect" every day-most without even realizing it. This powerful phenomenon is the driving force behind a number of innovations we now consider necessities such as the telephone and ATM machines. This concept can be applied to the problem of protecting consumers from cyber crimes. Consumer use of stronger authentication such as two-factor authentication could finally achieve widespread adoption.

This white paper:

• Introduces the concept of a shared two-factor authentication network
• Discusses why a shared network for strong authentication is an essential requirement for continued customer participation in online interactions and commerce
• Explains how the network effect can help drive widespread consumer adoption of strong authentication